Understand Hong Kong insurance & MPF — without the sales pitch.
An information-only platform. Learn the products, run the numbers, compare across the market, and ask anything anonymously.
For information only. Not advice, recommendation, or solicitation. Data has not been independently verified — always verify directly with the authorised intermediary or fund provider before making decisions.
Everything in one place
Built for Hong Kong consumers who want to learn before they decide.
Learn the basics
Insurance 101 and MPF 101 written for Hong Kong — types, terms, and how things actually work.
Pick the right life cover
A 7-step framework to choose the appropriate life insurance in Hong Kong.
Calculators
Human life value, cover needed, education, retirement, medical fund, and cost index.
MPF top performers
Sortable returns over 1, 2, 5 and 10 years alongside management fees.
Compare insurance
Side-by-side comparison across major Hong Kong insurers (illustrative sample data).
Anonymous Q&A
Ask anything about insurance or MPF — posts are signed with an anonymous handle.
Know your financial value
A common rule of thumb: your life's economic value is roughly annual income × 100 ÷ rate of interest. Example at 6%: HK$500,000 × 100 ÷ 6 ≈ HK$8,333,333.